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Free, accurate, and easy-to-use tools for finance, math, and everyday calculations.

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Knowledge Base

Tips, guides, and insights for smarter decisions

steps-to-calories

Stop Saving Your Energy: Why Your Desk Job Efficiency is a Longevity Tax

Stop viewing steps as a chore. Learn why movement is the prerequisite for high-level cognitive performance and how to calculate your physical ROI with our tool.

rent-vs-buy

The Second Job Fallacy: Why Your Mortgage is a Career You Didn't Apply For

Homeownership is often an unpaid property management job. Learn how to use your hourly rate to decide if renting is the smarter move for your lifestyle.

mortgage

The Liquidity Trap: Why Your 15-Year Mortgage is a High-Risk Gamble

Is a 15-year mortgage actually safe? Learn why high home equity can lead to a liquidity crisis and how a 30-year term offers better financial flexibility.

pregnancy-due-date

Why You Should Lie About Your Due Date: The Ultimate Guide to the Decoy Strategy

Stop the invasive 'cervix watch' texts. Learn why setting a decoy due date 10-14 days after your real one is the ultimate hack for a peaceful late pregnancy.

inflation

Your Brain is Stuck in 2004: How Price Nostalgia is Ruining Your Life

Stop feeling personally insulted by 2024 prices. Learn how the internal price anchor causes irrational frugality and why you need to recalibrate your spending.

salary-to-hourly

Your $120k Salary is a Lie: The Math of the 'Silent Demotion'

Is your prestige salary actually a pay cut? Discover the 'Silent Demotion' and use our salary-to-hourly calculator to find your true worth per hour.

body-fat

Forget the Scale: The 'Skinny-Fat' Trap and Why Your Weight is a Lie

Hitting your goal weight but still looking 'soft'? Learn why body composition matters more than the scale and how to escape the skinny-fat metabolic trap.

sales-tax-calculator

The Psychology of the 'Sticker Lie': Why Your Brain Ignores Sales Tax (and Your Budget Suffers)

Stop falling for the Sticker Lie. See why our brains ignore sales tax, how it creates debt, and how to use the Sales Tax Calculator to protect your budget.

compound-interest

Why You’re Firing Your Best Employees: The ‘Invisible Employee’ Guide to Compound Interest

Stop 'firing' your money on mediocre burritos. Learn the Invisible Employee framework to turn every dollar into a tireless worker that builds your wealth forever.